Tag: 太原喝茶资源群

Student government brings farmer’s market to quad

first_imgNorth Quad will look like a farmer’s market Friday afternoon as part of a new student government initiative, Quad Markets, which brings locally grown produce, fresh pastries, handcrafted accessories and more to campus.“This is a great opportunity for Notre Dame as a whole to better connect with the South Bend community,” junior Lindsay Huth, Student Government communications director, said. “We’re hoping that through this, people will find interesting South Bend shops and restaurants that they’ll visit in the future and that they’ll discover all of the things the city has to offer.The markets will take place from 12 p.m. until 5 p.m. Quad Markets, sponsored by Student Government, is the realization of an idea student body president Lauren Vidal and vice president Matt Devine, both seniors, introduced in their election platform last spring. Sophomore and director of community relations Jamie Grzybowski has been responsible for planning and executing the event and has worked closely with student government.“Quad Markets will feature 18 different vendors from the local South Bend area, including a number of vendors from the South Bend farmers’ market,” Grzybowski said. “We also engaged in a partnership with Whole Foods Market, who recruited additional local vendors and who will have its own booth at the market.”Grzybowski said the variety of products on sale will include locally made jams, salsas, flavored honeys, gourmet popcorn, coffee, juices, produce and handmade goods such as scarves and jewelry that respect a student budget.“Students, undergrads specifically, are our primary target,” Huth said. “But it’s also a football weekend, and we’re hoping to promote it to all of the visitors on campus as well.”Grzybowski said shopping bags filled with information cards about the vendors will be available to the first 500 shoppers. Shoppers can take their purchases to-go or sit and enjoy them at an inside seating area within the market. She also said shoppers should bring cash, as a limited number of vendors accept debit or credit cards.“Students can stock up on dorm groceries, buy an afternoon snack or treat themselves to a handcrafted good all from one convenient location,” Grzybowski said.Huth said the event is about more than just food and is part of student government’s hope to integrate Notre Dame and the greater South Bend community.“South Bend isn’t just a place for students to perform service projects,” she said. “It’s a great community with awesome resources and culture. Our thought was that if we bring some of the city’s great shops to the students, they’ll realize how great they are and want to visit in the future or even explore other South Bend options.”Tags: farmers market, North Quad, quad markets, Student government, whole foods marketlast_img read more

Schroders mimics insurance volatility cap with post-Budget DC strategy

first_imgThe manager said the multi-asset fund would invest on a “risk-aware” basis similar to risk-parity strategies seen in the defined benefit (DB) sector.Its core portfolio would be 40% growth, 40% defensive and 20% inflation-protection assets, with further discretionary allocations based on medium-term investment views.The remaining strategy is based on downside risk-management, with a 6% cap on volatility, helping to keep potential losses below 8%.The volatility management strategy is akin to that seen in the insurance sector allowing insurers to hold riskier assets on their balance sheets, Schroders said.In practice, if volatility within the multi-asset fund rises above 6%, it will divest into cash until the level falls below the cap, before fully re-investing into the asset-allocation strategy as volatility subsides to normal levels.Schroders said the fund would also reduce the cap if the fund experienced continued losses, down to a volatility level of 1%, leaving some non-cash assets to avoid cash lock.The cap, and cap-reduction strategy, will allow the manager to protect losses up to a maximum of 8%, but, given the 1% minimum volatility, it cannot guarantee this, Schroders said.Back-testing over some 15 years by the manager found the largest loss figure to be 6.46% using the volatility-cap management strategy, compared with 11.84% if the core portfolio was invested without.John McLaughlin, head of investment solutions at Schroders, said the volatility strategy had never been used for the humble DC investor.He also said no downside management would be free, and that the strategy would sometimes hamper returns.“When it works well is a scenario like we 2008, where the market became intrinsically stressed and volatility spiked before we had the most severe falls,” he said. “Conversely in 2009, when the market rallied again, it would have taken us time to get back into the market because volatility was elevated as the market was rising, and this rule would tell us to leave, so it is not perfectly responsive.“You can also sometimes get a very calm market that suddenly dislocates downwards, and if this happens, we would follow the market down.“But that initial drop would immediately induce volatility, causing the fund to de-risk. You will lose something but not as much if you sat tight.”The fund’s investment strategy will include highly liquid assets to minimise transaction costs, with only around 50% in synthetics to keep the fund below the upcoming 75 basis point charge cap on DC default fund investments.The strategy was launched in reaction to changes announced in 2014 Budget, which removed compulsory annuitisation, with DC savers expected to exert freedom and move towards cash withdrawals and income drawdown. Schroders is to use a volatility-cap approach in its new defined contribution (DC) strategy launched to provide pre-retirement options for investors after compulsory annuitisation ends this April.According to the UK fund manager, its ‘Flexible Retirement Fund’ is designed to cater for DC members approaching retirement who are unsure whether to pursue income drawdown, cash withdrawal or an annuity.DC asset managers are expected to continue launching products around the shift in policy from the UK government, with old default strategies inapplicable for many savers.Schroders said its new multi-asset fund would target returns of inflation plus 2%, while stating a maximum loss value of 8% over any given timeframe.last_img read more

NFL free agency rumors: Cole Beasley seeking contract with $20M guaranteed

first_img Cole Beasley says Cowboys’ ‘front office pushes who they want to get the ball’ Per a source, the Cowboys want Cole Beasley to come back but also also struggling with his contract demands of $20 million guaranteed— Clarence Hill Jr (@clarencehilljr) March 3, 2019Beasley appeared to confirm the report Sunday on Twitter. Guaranteed. Not per year. https://t.co/m1MqDIgLrA— Cole Beasley (@Bease11) March 3, 2019Beasley tallied 65 catches for 672 yards and three touchdowns in 16 games in 2018. He’s caught 23 touchdown passes in 103 career games. Related News The Cowboys finished 2018 with a 10-6 record and advanced to the NFC divisional round, where they fell to the Rams.center_img Cole Beasley is seeking a deal with $20 million in guaranteed money, according to a report from the Fort Worth Star-Telegram.The 29-year-old wide receiver has spent all seven of his NFL seasons with the Cowboys and the team is hoping to re-sign him. But, its “struggling with his contract demands,” the report says. Cowboys owner Jerry Jones working ‘without a net’ on Jason Garrett extensionlast_img read more