Print Twitter Advertisement WhatsApp Email THE Limerick Post is reliably informed that a group of international investors are due in Limerick this Thursday and Friday to further investigate the possibility of a multi billion euro investment in the city centre.A local source, with a Middle East connection, and who is involved in discussions, told this newspaper that were the deal to come off, it would transform the entire city centre area, with the demolition of existing buildings and the creation of new streets.Sign up for the weekly Limerick Post newsletter Sign Up “Every hotel bedroom in Limerick would be fully booked over the next decade….these people are serious and have identified Limerick as the ideal location for their project.“I am not in a position to say too much for the moment, but remain hopeful that progress can be made.“What I will say is that the group have already been to Limerick and met in behind closed door talks with interested parties”. Limerick Chamber of Commerce were not available on Wednesday to comment, but one high profile local businessmen did reveal that he had been informed that talks were in train, and to which he had been told he would be invited at a later stage.“It is all very exciting….I can understand why the people concerned have not adopted a high profile and gone public. It appears there are pieces to be put together in the jigsaw.“There is huge money involved. “What we don’t want is another Opera House fiasco, where promises were made and nothing happened”. Linkedin Facebook NewsLocal NewsTalks on multi-billion city investmentBy admin – July 8, 2010 521 Previous articleDarren Clarke wins the JP Mc Manus Pro Am 2010Next articleWilliam Street takes another hit admin
After Hurricane Harvey, people in Orange picked up supplies from spots like this. Local News Blackshear teacher helps after Hurricane Harvey WhatsApp By admin – January 8, 2018 When she’s not teaching fifth grade at Blackshear Elementary School, Ronda Rodriguez is a member of Echo Company 949th Brigade Support Battalion in Denton which helped those impacted by Hurricane Harvey with food and supply distribution in fall 2017.Spending most of their time in Orange, Staff Sgt. Rodriguez said the group stayed about three weeks. They set up the items so people could drive through, say what they needed and get it loaded into their cars.They also converted an airport into a supply depot where helicopters would offload everything and the supplies would be loaded on to trucks to be delivered wherever they needed to go.She added that she and fellow soldiers would also load up trucks and distribute them in neighborhoods. Rodriguez said this was her first hurricane mission. Facebook After Hurricane Harvey, people in Orange picked up supplies from spots like this. Pinterest OC employee of the year always learning 1 of 3 2021 SCHOOL HONORS: Permian High School ECISD undergoing ‘equity audit’ Upside Down Blueberry Pie CheesecakeTexas Fried ChickenVirgin Coco MojitoPowered By 10 Sec Mama’s Deviled Eggs NextStay Previous articleGOOD NEWSNext articleGUEST VIEW: How the Supreme Court could embolden police to silence free speech admin RELATED ARTICLESMORE FROM AUTHOR By the time a group of 30 from the 949th arrived, most of the roads were clear, but Rodriguez said they did drive through some water that was about seven feet deep.She said people were pulling every possession they had out of their homes.“… You name it, it was out on the sidewalk. You would just drive down the street you could smell the mold the mildew it was pretty bad. … It was pretty sad for me. I’ve never seen nothing like that,” Rodriguez said.A native of Glen Rose, Rodriguez joined the Army because she didn’t want to go to college.“I hated school,” Rodriguez said. “Me and my friends, we all went and took the ASVAB test (the entrance exam for the military). I was the only one that passed.”Rodriguez met her husband, Ruben, who is retired as a first sergeant after 34 years, while serving. Rodriguez, who has been in the Army for 19 years, said she plans to stay in and be promoted to a sergeant first class.Teaching was the one profession Rodriguez said she would never go into.“Back in the day, I couldn’t stand kids. … When I moved to over here to Odessa, I finished my bachelor’s degree. I took an aide position at the school over here at Blackshear just to do something and get out of the house,” Rodriguez said.She began to realize that she could teach, so she got her teacher certification through the University of Texas of the Permian Basin and began teaching the next school year. She obtained a bachelor’s degree in business administration and health services from DeVry University.She was stationed at Fort Hood while on active duty. When she went into the Texas Army National Guard, that’s when Rodriguez said she started going places.In Fort Irwin, Calif., Rodriguez worked as a mechanic. After the invasion of Iraq that followed the Sept. 11, 2001, terrorist attacks, all the rotations would go through Fort Irwin to train up to go to Iraq.Rodriguez said she wasn’t really mechanically inclined before, but she took to it quickly.“All the equipment they’d draw from there, we’d be over there repairing it for them so they would train and deploy,” Rodriguez said.She also took part in Operation Jump Start from 2006 to 2008 where the National Guard was sent to back up Border Patrol officers. Ronda and Ruben were based in Laredo for that.After that, Ronda and Ruben were deployed to Iraq from 2008 to 2009, where she was a convoy commander.“By the time we went at the same time (to Iraq), I’d already been there twice. They just pulled us straight from the border straight to Iraq,” Ruben said.The Rodriguezes have been married since 2011.In her role as a convoy commander, Ronda said she was responsible for running the gun trucks with convoys across Iraq and providing security for them to get from Point A to Point B.When they got to Orange, Rodriguez said she didn’t know what to expect. She said it took them days to get from Denton to where they needed to be because there were a lot of stops.Rodriguez’ company has 115 to 120 members and they were spread throughout Texas. About 30 of her group were in Orange and they put in at least 12-hour days.“I’ve never done a mission like that. I guess it’s something I can say I’ve done now. I feel good helping them,” she said.At school, Rodriguez’ military training has earned her the title of one of the meanest teachers at Blackshear.“But I’m very disciplined and the kids like that,” she said.Blackshear Principal Marissa King said Rodriguez has a love of serving and gives 150 percent to whatever she does. She added that she is thankful that their paths have crossed and Rodriguez has taught her what hard work looks like.“I will never forget when she got the call that she had to go. I was doing walkthroughs in the building, she hunted me down. She told me she had to go now to help. She then proceeded to tell me but … I have lesson plans for my class for weeks, I have put in for a substitute and I will be in close contact with you about what I have to do,” King said in an email.“She did just that. She sent pictures that we shared with kids about what was happening in our own state and we were able to teach kids how helping others in need is huge for everyone involved. At the beginning of the year, she gave me her schedule as far as drills goes that she has to participate in. When she has to go to drill her day entails of teaching her class all day, getting in the car to drive to base, maintaining her duties at drill and she still makes sure that she is a great mother, wife and teacher while doing that,” King added. Twitter Pinterest Facebook Home Local News Blackshear teacher helps after Hurricane Harvey Twitter Ronda Rodriguez during service in National Guard to assist in cleanup and providing aid to those in need in the aftermath of Hurricane Harvey. Blackshear Elementary teacher Ronda Rodriguez also serves in the National Guard and was called to serve during the aftermath of Hurricane Harvey. WhatsApp
Local NewsUS News Facebook Pinterest WhatsApp TAGS Pinterest Twitter House impeachment manager Rep. Joe Neguse implored Senators to put country above party when considering whether to convict former President Donald Trump, saying “the consequences of not doing so are just too great.” Twitter By Digital AIM Web Support – February 13, 2021 WhatsApp Facebook The Latest: Biden says all Americans must ‘defend the truth’ Previous articleHundreds of thousands without power in Northwest ice stormNext articleKnicks send Rockets to fifth straight loss with 121-99 win Digital AIM Web Support
Home / Daily Dose / HARP Refinances Recover from Previous Spike HARP Refinances Recover from Previous Spike Print This Post Previous: Defaults on the Downward Slope Next: OneWest’s Financial Freedom Settle Allegations Related Articles Seth Welborn is a contributing writer for DS News. He is a Harding University graduate with a degree in English and a minor in writing, and has studied abroad in Athens, Greece. An East Texas native, he also works part-time as a photographer. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, News Tagged with: FHFA HARP Refinance The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago FHFA HARP Refinance 2017-05-16 Seth Welborn Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily About Author: Seth Welborn The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Share Save May 16, 2017 1,338 Views Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Federal Housing Finance Agency’s (FHFA) recent refinance report from Tuesday, reported that just over 510,000 refinances were completed in the Q1 2017, compared to more than 750,767 in the Q4 2016.The FHFA reports that borrowers completed 13,425 refinances through the Home Affordability Refinance Program (HARP) in Q1 2017, bringing the total amount of HARP refinances to 3,461,096. Of all refinances that quarter, HARP represented 3 percent.The drop in refinance volume follows a spike in Q3 and Q4 2016. In Q4 2016, total refinance volume jumped from 626,924 to 750,767. This made Q1 2017’s drop all the more dramatic, as refinance volume dropped by nearly 250,000. Overall, refinance volume is still relatively high.The FHFA found that ten states accounted for over 60 percent of the nation’s HARP eligible loans: Florida, Illinois, Michigan, Ohio, Georgia, Puerto Rico, Pennsylvania, New Jersey, New York, and Alabama. Florida sat at the top of the list, with 15,513 total HARP-eligible loans. Around six percent of refinances made in Florida in Q1 were HARP refinances. In order for a loan to qualify for HARP, it must be owned or guaranteed by Fannie Mae or Freddie Mac, it must have originated before May 31, 2009, its current LTV ratio must be greater than 80 percent, and the borrowers must be current on their mortgage payments.The FHFA established HARP in 2009, following the Recession, to assist homeowners unable to access a refinance due to a decline in their home value. Since HARP’s inception, Nevada has held the highest percentage of total refinances, with 26 percent of the state’s total refinances being HARP refinances since the program’s beginning. In both Nevada and Florida, underwater borrowers made up over 28 percent of HARP volume in Q1 2017.Additionally, the FHFA Refinance Report found that the average interest rate on a 30-year fixed-rate mortgage rose to 4.20 percent in March from 4.17 percent in February.Read the full report here. Subscribe
News UpdatesCOVID-19: Uttarakhand HC Directs Rapid Anti-Body Tests At Border Points For Surveillance Of Returning Persons [Read Order] MEHAL JAIN20 May 2020 9:00 PMShare This – xNoting that mere thermal screening and general clinical examination being performed at state borders on repatriating persons is not sufficient, the Uttarakhand High Court on Wednesday directed that rapid anti-body test be carried out at the borders for surveillance purposes alone, on an experimental basis. The Court has expressed its concern that “presently the efforts which are being made…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginNoting that mere thermal screening and general clinical examination being performed at state borders on repatriating persons is not sufficient, the Uttarakhand High Court on Wednesday directed that rapid anti-body test be carried out at the borders for surveillance purposes alone, on an experimental basis. The Court has expressed its concern that “presently the efforts which are being made by the State Authorities, particularly at the borders of Uttarakhand, are not sufficient to check the return of persons, who are coming more rapidly in ever-increasing numbers”. Calling the situation “absolutely alarming”, the Division Bench observed it is “afraid” that “many of them may be infected with the virus”. “We say this as admittedly COVID-19 positive cases have been detected in far-flung places like ‘Betal Ghat’ in Nainital, Uttarkashi, Tehri, Almora and many other interior hill districts. All this has happened after opening up after the lockdown”, said the bench comprising Justices Sudhanshu Dhulia and Ravindra Maithani. “More than two lakh persons are likely to come to Uttarakhand since the opening of the state borders. More than ninety thousand persons have already reached Uttarakhand. The remaining are coming on daily basis and roughly 6000 – 7000 persons are entering Uttarakhand from various border points each day”, acknowledged the bench. “We are not against the arrival of the people. They have every right to come”, clarified the Court, proceeding to state that their only concern is that “in these difficult times there must be a proper screening at the borders”. The bench noted that it is admitted by the State Authorities as well that he present tests which are being done on the borders, are only limited to thermal screening and general clinical examination, and that this is not a sufficient measure and “we can do better”. After a discussion int his behalf with the Advocate General, the ASG and the state authorities, the bench issued the following directions: 1. At each border point, the State Government shall make every possible effort to establish and make functional quarantine centers. In these quarantine centers, all such returnees who are coming from red zones shall be kept for a period of one week. Out of these quarantined persons, those who have necessary symptoms, as per the guidelines of ICMR, shall be tested for RT-PCR. 2. Although rapid antibody test has not been approved by ICMR for diagnostic purposes, but since the result of this test is available in much less time, such tests can be used for surveillance purposes alone. “At Least it would be a better surveillance than the surveillance by thermal screening!”, commented the bench. The Court recorded the statement on behalf of the ICMR that it has no objection if rapid testing is done only for surveillance purposes. “But this decision has to be taken by the State Authorities”, the bench added. The ICMR has also recommended certain manufacturers, who make rapid testing. “The Secretary, Health, Government of India has fairly admitted that this test can be done on an experiment basis at border points and subject to its success or failure will be implemented further or discontinued”, the bench appreciated. 3. It proceeded to direct that “Let the rapid test kit be procured immediately and testing be done by this method, on experiment basis at the border points”. 4. Besides, it noted that the ICMR has approved a testing kit, called “Elisa” Kit, under Integrated Disease Surveillance Programme, which can be made available to the State Government. Such tests have already been performed in District Pauri Garhwal of Uttarakhand. “Let it be done for surveillance purposes in other districts as well”, the court required. Finally, the bench took on record the ASG’s assurance that as and when the State Government makes a requisition of these kits, the same shall be supplied to them, depending upon their requirement, without any further delay. The Court has required a progress report to be filed in this behalf.Click here to download the OrderNext Story
Claims that directors’ pay is being pushed up by demand for UK executives in the US are “based entirely on fantasy”, unions claimed this week.The TUC says there is no evidence of strong demand for UK executives abroad. It puts the increase in executive pay partly down to a small number of high-profile companies that have recruited executives from abroad.It says this has led to the companies paying their new recruits US-level salaries, pushing up packages for UK executives.Ruth Lea, head of the policy unit at the Institute of Directors, agrees that US recruits have pushed up UK salaries. But she disputed the TUC’s claim that there was no demand for UK executives in the US.She added, “It is a very small market and one of the things that the critics of this system invariably do is to suggest that this so-called fat cat pay applies generally. It does not. Most of our members earn less that the general secretaries of some unions and take no more than the rate of inflation as a pay rise.”According to TUC research, pay increases for top directors have been rising at four times the rate of their staff for the past five years.Researchers found the average pay for directors of FT share index member companies was £239,000 in 1994, excluding share options and bonuses. By 1999, they found, this rose to £410,000, an increase of 72 per cent, compared with 18 per cent for employees from £17,332 to £20,485.www.iod.co.uk TUC agendaUnion leaders addressing the TUC congress in Glasgow last week called for:• An increase in the minimum hourly wage from £3.60 to between £4.50 and £5• Measures to ensure employees see their pay increase at the same rate as directors• An end to a long-hours culture which, it is claimed, gives employers £23bn worth of unpaid overtime each year• Legislation to increase the state pension in line with the average UK earningsBy Helen Rowe US demand for UK directors is a ‘fantasy’ union claimsOn 19 Sep 2000 in Personnel Today
Coastal zones of Antarctica harbor rich but highly variable phytoplankton communities. The mechanisms that control the dynamics of these communities are not well defined. Here we elucidate the mechanisms that drive seasonal species succession, based on algal photophysiological characteristics and environmental factors. For this, phytoplankton community structure together with oceanographic parameters was studied over a 5‐year period (2012–2017) at Rothera Station at Ryder Bay (Western Antarctic Peninsula). Algal pigment patterns and photophysiological studies based on fluorescence analyses were combined with data from the Rothera Time‐Series program. Considerable interannual variation was observed, related to variations in wind‐mixing, ice cover and an El Niño event. Clear patterns in the succession of algal classes became manifest when combining the data collected over the five successive years. In spring, autotrophic flagellates with a high light affinity were the first to profit from increasing light and sea ice melt. These algae most likely originated from sea‐ice communities, stressing the role of sea ice as a seeding vector for the spring bloom. Diatoms became dominant towards summer in more stratified and warmer surface waters. These communities displayed significantly lower photoflexibility than spring communities. There are strong indications for mixotrophy in cryptophytes, which would explain much of their apparently random occurrence. Climate models predict continuing retreat of Antarctic sea‐ice during the course of this century. For the near‐future we predict that the marginal sea‐ice zone will still harbor significant communities of haptophytes and chlorophytes, whereas increasing temperatures will mainly be beneficial for diatoms.
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Inside the workings of the Relativistic Heavy Ion ColliderPhysicists exploring the subatomic realm are well aware of the uncertainty principle at work on the particles there but now a federal report has come out that casts the future of America’s most advanced physics experiments in doubt at the Brookhaven National Laboratory’s Relativistic Heavy Ion Collider (RHIC).The issue, as it is with many things involving the federal government these days, involves funding. But more importantly what’s at stake is the United States’ ability to remain at the forefront of cutting-edge science.Last week a report was released by a subpanel of the Department of Energy and the National Science Foundation’s Nuclear Science Advisory Committee that recommended closing the heavy ion collider if federal funding remains flat or just keeps up with inflation in the coming years. The report, named after the subpanel’s chairman Robert Tribble, a nuclear physicist based at the Cyclotron Institute at Texas A&M University, favored completing a facility now under construction at Michigan State University and maintaining another facility at the Jefferson Lab in Virginia, which is being upgraded.A modest increase more than inflation, the report suggested, might keep all facilities at least on track. Of America’s the three large atomic research labs, only BNL’s RHIC is currently operating, and it is set to run a series of high-level experiments starting Feb. 11 that will last until the summer.In Monday’s response to the report’s worst-case scenario, the Empire State’s Congressional representatives have begun to weigh in. Both New York’s Democratic Senators, Charles Schumer and Kirsten Gillibrand, have called on the Office of Management and Budget and the Department of Energy to increase funding of its nuclear physics program by an additional $50 million for the next fiscal year.“Even though this report is non-binding, it should serve as a call to arms for those who care about scientific research, Long Island’s economy, and our nation’s position at the forefront of innovation,” said Sen. Charles Schumer (D-NY). “The solution to the problem is simply to make sure that the budget for nuclear research in this country is given a modest boost, so that hundreds of jobs on Long Island are preserved and America remains at the cutting edge of nuclear research. Cutting our nuclear research now, and ceding our advantage to our competitors, is penny wise and pound foolish.”“Closing a facility that plays an important role in the future of U.S. competitiveness and supports hundreds of jobs is the wrong approach,” said Sen. Kirsten Gillibrand (D-NY). “If we are going to out-innovate and out-compete other countries in the fields of science and technology, we must continue to invest in cutting edge facilities like the country’s only ion collider at Brookhaven National Lab.”In a jointly authored letter to the outgoing Secretary of Energy Steven Chu and acting director of the Office of Management and Budget Jeffrey Zients, the senators wrote: “Now is not the time to scale back federal funding for such critical basic research and important scientific facilities and cede our position of leadership in these fields of study. Our economic competitors in China, India and other countries have seen our success in these areas and now copy our approach to innovation and are increasing their rate of investment at a time when we seem to be considering the opposite.“Strengthening U.S. investment in nuclear physics is the right thing to do to develop technologies to improve national security, identify and cure disease and meet our energy challenges, as well as to expand our knowledge about the makeup of the universe through scientific discovery. Americans stand to benefit today and in the future from U.S. investment in nuclear physics through better medical imaging and diagnostic tools, new cancer therapies, advanced tools to deter nuclear proliferation and innovative energy storage systems.”Rep. Tim Bishop (D-Southampton) has been working closely with the offices of both senators to coordinate a response, and together they reversed deep cuts Republicans in Congress had proposed in spending bills in the past. They hope to do the same this time around, too.“I have fought successfully in the past to protect Brookhaven National Lab from damaging budget cuts that would hurt Long Island’s economy and threaten America’s international leadership in research and development,” said Rep. Tim Bishop. “I am coordinating closely with Lab officials and Senators Schumer and Gillibrand to make the case that the cutting-edge research in energy, medicine and other fields performed at the RHIC is a national priority that deserves sustained funding.”The RHIC is world-renown for its ability to recreate the conditions presumed to match the universe in the first moments of existence so scientists can study in detail the type of matter at the beginning and understand the force that holds together “the fundamental particles that make up 99 percent” of the visible world—from stars to planets to people.“We believe that RHIC science, past and future, is compelling and essential both for the DOE mission as well as for U.S. leadership in nuclear physics — and the Tribble report strongly reflects that view,” says Doon Gibbs, BNL’s interim laboratory director. “We will continue to advocate for science, for RHIC, and for Brookhaven Lab in all that we do.”In a statement on the lab’s website, Gibbs said that he’s been in touch with the other two labs’ directors and “we have agreed to work together to realize the modest growth path.”
Those of you who do MBL loans or who are thinking about doing MBL loans should take a look at this recent FAQ released by the NCUA in its Quarterly Report.As readers of this blog know, on January 1st NCUA instituted a radical new approach to MBL regulation under which credit unions are given greater flexibility in shaping their MBL programs while examiners still retain the responsibility for making sure that credit union programs are designed and implemented in a safe and sound way. This approach is certainly worth trying, but it is a work in progress that requires credit unions not only to embrace their increased flexibility but their increased responsibility and examiners to distinguish between an inappropriate MBL program and a creative one.As such, this FAQ is an important guidance which should be read in conjunction with NCUA’s Examination Guide. Most importantly, the guidance reiterates that there are baseline elements that examiners are expecting to see in an MBL program. For example, credit unions are not just expected to have relevant policies and procedures commensurate with the sophistication of their MBL programs but also personnel qualified to manage these programs. continue reading » 7SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
TOTAL REVENUE OF NAUTICAL PORTS IN CROATIA LAST YEAR WAS 857 MILLION HRK CAPACITIES AND OPERATIONS OF NAUTICAL TOURISM PORTS, 2018 Average daily consumption of boaters according to the research “Attitudes and consumption of sailors in Croatia – TOMAS NAUTIKA Yachting 2017.” is 126 euros per day, and last year the total revenue of nautical ports in Croatia amounted to 857 million kuna, of which 72,2 percent related to the rental of berths. So, if boaters want to enter Croatia, they can only do so during the week until 15.00, and on Saturday until 13.00. So much for tourism development. Insane and absurd – only in Croatia. Namely, in order for the yachts to enter Dubrovnik and its surroundings, it is necessary to perform a control by the police, customs and the Port Authority. However, the Port Authority cannot perform the control because in the middle of the season, they do not work on holidays and weekends. And not only that, but the working hours of LK – branch offices during the week are until 15.00. In order for yachts coming from the direction of Montenegro and the southern side of the Mediterranean to be able to enter the Croatian territorial sea, ie the Dubrovnik waters, they logically have to pass the border control in Cavtat. However, they cannot do that on weekends (Saturdays after 13.00 pm) and on holidays because the Port Authority of Dubrovnik – Cavtat branch office is not working, reports Dubrovnik Diary. Yes, you read that right. Harbourmaster’s Office – Cavtat branch office is closed on weekends. How then to develop tourism, and especially nautical tourism? How to logically explain this fact to sailors? RELATED NEWS: But even though nautical is one of the important segments of tourism development, especially in the pre- and post-season, we are again falling on the foundations and incredible omissions. Although we try to write positive stories, unfortunately the reality and sometimes absurdity of our system encourages us to write negative news as well. Thus, a new absurdity of our tourism comes to us from the Dubrovnik-Neretva County, more precisely from Cavtat.